---
title: Some debt helps, like a mortgage that gives a family a home; some de… — Debt, loans, credit cards and interest · tree and pragmatics
description: Some debt helps, like a mortgage that gives a family a home; some debt traps people, like a credit card that is never paid off or a loan from a dodgy website that doubles what you owe. Who acts: debt, mortgage, dodgy website, you. A sentence of the lesson «Debt, loans, credit cards and interest» of 
---

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# Debt, loans, credit cards and interest, sentence 3

<!-- .ven lang=en -->
Some debt helps, like a mortgage that gives a family a home; some debt traps people, like a credit card that is never paid off or a loan from a dodgy website that doubles what you owe.

<!-- .vintro -->
**Who acts:** debt, mortgage, dodgy website, you · **What happens:** help, give, trap, not pay off, double, owe · **To what, where:** home, family, people, credit card, dodgy website

<!-- .vabout -->
This is a sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (debt, mortgage, dodgy website, you), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:024-debt-loans-credit-cards-and-interest.lesson:3
# text = Some debt helps, like a mortgage that gives a family a home; some debt traps people, like a credit card that is never paid off or a loan from a dodgy website that doubles what you owe.
# source = school lesson (ours)
# course = money
# lesson = 024-debt-loans-credit-cards-and-interest.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×2, R7-rel-agree ×1
1	Some	some	DET	DT	PronType=Ind	2	det	_	_
2	debt	debt	NOUN	NN	Number=Sing	3	nsubj	_	_
3	helps	help	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	,	,	PUNCT	,	_	7	punct	_	_
5	like	like	ADP	IN	_	7	case	_	_
6	a	a	DET	DT	Definite=Ind|PronType=Art	7	det	_	_
7	mortgage	mortgage	NOUN	NN	Number=Sing	3	obl	_	_
8	that	that	PRON	WDT	PronType=Rel	9	nsubj	_	_
9	gives	give	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	acl:relcl	_	_
10	a	a	DET	DT	Definite=Ind|PronType=Art	11	det	_	_
11	family	family	NOUN	NN	Number=Sing	9	iobj	_	_
12	a	a	DET	DT	Definite=Ind|PronType=Art	13	det	_	_
13	home	home	NOUN	NN	Number=Sing	9	obj	_	_
14	;	;	PUNCT	,	_	18	punct	_	_
15	some	some	DET	DT	PronType=Ind	16	det	_	_
16	debt	debt	NOUN	NN	Number=Sing	17	nsubj	_	_
17	traps	trap	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	parataxis	_	Agree=R7-rel-agree|Haiku=3:conj
18	people	people	NOUN	NNS	Number=Plur	17	obj	_	Agree=R5-strong|Haiku=3:obj
19	,	,	PUNCT	,	_	23	punct	_	_
20	like	like	ADP	IN	_	23	case	_	_
21	a	a	DET	DT	Definite=Ind|PronType=Art	23	det	_	_
22	credit	credit	NOUN	NN	Number=Sing	23	compound	_	_
23	card	card	NOUN	NN	Number=Sing	17	obl	_	Agree=R5-strong|Haiku=18:obl
24	that	that	PRON	WDT	PronType=Rel	27	nsubj:pass	_	_
25	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	27	aux:pass	_	_
26	never	never	ADV	RB	PronType=Neg	27	advmod	_	_
27	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	23	acl:relcl	_	_
28	off	off	ADP	RP	_	27	compound:prt	_	_
29	or	or	CCONJ	CC	_	31	cc	_	_
30	a	a	DET	DT	Definite=Ind|PronType=Art	31	det	_	_
31	loan	loan	NOUN	NN	Number=Sing	23	conj	_	_
32	from	from	ADP	IN	_	35	case	_	_
33	a	a	DET	DT	Definite=Ind|PronType=Art	35	det	_	_
34	dodgy	dodgy	ADJ	JJ	Degree=Pos	35	amod	_	_
35	website	website	NOUN	NN	Number=Sing	31	nmod	_	_
36	that	that	PRON	WDT	PronType=Rel	37	nsubj	_	_
37	doubles	double	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	35	acl:relcl	_	_
38	what	what	PRON	WP	PronType=Int	37	obj	_	_
39	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	40	nsubj	_	_
40	owe	owe	VERB	VBP	Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin	38	acl:relcl	_	_
41	.	.	PUNCT	.	_	3	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- sa -->
- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: kept the draft

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **help** | present | some debt |  |  |  |  | like a mortgage | vn help-72.1-1-1 «NP V PP.theme»: agent=Agent |
| 2 | **give** | present | a mortgage | a home | a family |  |  |  | vn give-13.1-1 «NP V NP-Dative NP»: agent=Agent family=Recipient home=Theme |
| 3 | **trap** | present | some debt | people |  |  |  | like a credit card or a loan from a dodgy website | vn trick-59.2 «NP V NP»: agent=Agent people=Patient |
| 4 | **not** **pay off** | present · passive |  | a credit card or a loan from a dodgy website |  |  |  |  | vn pay-68-1 «NP V NP»: subject=Asset |
| 5 | **double** | present | a dodgy website | a dodgy website |  |  |  |  | vn other\_cos-45.4 «NP V NP.patient»: agent=Agent what=Patient |
| 6 | **owe** | present | you |  |  |  |  |  | vn future\_having-13.3 «NP V NP.theme (PP)»: agent=Agent |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:024-debt-loans-credit-cards-and-interest.lesson:3`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×2, R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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- ← previous: [Debt, loans, credit cards and interest, 2](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/2/)
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