--- title: A credit card lets you buy now and pay later; if you don't pay it al… — Debt, loans, credit cards and interest · tree and pragmatics description: A credit card lets you buy now and pay later; if you don't pay it all back, interest is added, so £300 can become £306 in a month. Who acts: credit card, you, £ 300. A sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school with its dependency tre --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/8/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [Debt, loans, credit cards and interest](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/) / 8 # Debt, loans, credit cards and interest, sentence 8 A credit card lets you buy now and pay later; if you don't pay it all back, interest is added, so £300 can become £306 in a month. **Who acts:** credit card, you, £ 300 · **What happens:** let, buy, pay, not pay back, add, become · **To what, where:** interest, £ 306 This is a sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (credit card, you, £ 300), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:money:024-debt-loans-credit-cards-and-interest.lesson:8 # text = A credit card lets you buy now and pay later; if you don't pay it all back, interest is added, so £300 can become £306 in a month. # source = school lesson (ours) # course = money # lesson = 024-debt-loans-credit-cards-and-interest.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R2-punct-next ×1, R5-strong ×1, R7-rel-agree ×2 1 A a DET DT Definite=Ind|PronType=Art 3 det _ Agree=R5-strong|Haiku=4:det 2 credit credit NOUN NN Number=Sing 3 compound _ _ 3 card card NOUN NN Number=Sing 4 nsubj _ _ 4 lets let VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 0 root _ _ 5 you you PRON PRP Case=Nom|Person=2|PronType=Prs 6 nsubj _ _ 6 buy buy VERB VB VerbForm=Inf 4 xcomp _ _ 7 now now ADV RB PronType=Dem 6 advmod _ _ 8 and and CCONJ CC _ 9 cc _ _ 9 pay pay VERB VB VerbForm=Inf 6 conj _ _ 10 later late ADV RBR Degree=Cmp 9 advmod _ _ 11 ; ; PUNCT : _ 23 punct _ Agree=R2-punct-next|Haiku=4:punct 12 if if SCONJ IN _ 16 mark _ _ 13 you you PRON PRP Case=Nom|Person=2|PronType=Prs 16 nsubj _ _ 14 do do AUX VBP Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin 16 aux _ _ 15 n't not PART RB Polarity=Neg 16 advmod _ _ 16 pay pay VERB VB VerbForm=Inf 23 advcl _ _ 17 it it PRON PRP Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs 16 obj _ _ 18 all all DET DT PronType=Tot 17 det _ Agree=R7-rel-agree|Haiku=17:nmod:unmarked 19 back back ADV RB _ 16 advmod _ _ 20 , , PUNCT , _ 16 punct _ _ 21 interest interest NOUN NN Number=Sing 23 nsubj:pass _ _ 22 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 23 aux:pass _ _ 23 added add VERB VBN Tense=Past|VerbForm=Part|Voice=Pass 4 parataxis _ Agree=R7-rel-agree|Haiku=4:conj 24 , , PUNCT , _ 29 punct _ _ 25 so so ADV RB _ 29 advmod _ _ 26 £ £ SYM $ _ 27 compound _ _ 27 300 300 NUM CD NumForm=Digit|NumType=Card 29 nsubj _ _ 28 can can AUX MD VerbForm=Fin 29 aux _ _ 29 become become VERB VB VerbForm=Inf 23 advcl _ _ 30 £ £ SYM $ _ 31 compound _ _ 31 306 306 NUM CD NumForm=Digit|NumType=Card 29 obj _ _ 32 in in ADP IN _ 34 case _ _ 33 a a DET DT Definite=Ind|PronType=Art 34 det _ _ 34 month month NOUN NN Number=Sing 29 obl _ _ 35 . . PUNCT . _ 4 punct _ _ ``` ## Pragmatics {#pragmatics} No stored speech act for this sentence. | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **let** | present | a credit card | | | | | | tree rules | | 2 | **buy** | infinitive | you | | | | now | | vn accept-77.1 «NP V how S»: agent=Agent | | 3 | **pay** | infinitive | you *not said here* | | | | | late *property* | vn pay-68-1 «NP V NP»: agent=Agent | | 4 | **not** **pay back** *a condition, not said to happen* | present · do-support | you | interest | | | | | vn pay-68-1 «NP V NP»: agent=Agent it=Asset | | 5 | **add** *speech: assert* | present · passive | | interest | | | | | vn mix-22.1-2 «NP V NP»: subject=Patient | | 6 | **become** | can | £ 300 | £ 306 | | | month | | vn become-109.1-1-1 «NP V NP»: agent=Patient 306=Result | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:024-debt-loans-credit-cards-and-interest.lesson:8`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R2-punct-next ×1, R5-strong ×1, R7-rel-agree ×2. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [Debt, loans, credit cards and interest, 7](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/7/) - next →: [Debt, loans, credit cards and interest, 9](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/9/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/)