---
title: Paying a credit card in full every month means paying no interest: £… — Debt, loans, credit cards and interest · tree and pragmatics
description: Paying a credit card in full every month means paying no interest: £200 spent and £200 paid back costs £0 extra. Who acts: Paying. A sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school with its dependency tree and the pragmatics of every claus
---

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# Debt, loans, credit cards and interest, sentence 9

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Paying a credit card in full every month means paying no interest: £200 spent and £200 paid back costs £0 extra.

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**Who acts:** Paying · **What happens:** pay, mean, spend, pay back, cost · **To what, where:** credit card, full, interest · **Speech:** someone speaks here

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This is a sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Paying), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:024-debt-loans-credit-cards-and-interest.lesson:9
# text = Paying a credit card in full every month means paying no interest: £200 spent and £200 paid back costs £0 extra.
# source = school lesson (ours)
# course = money
# lesson = 024-debt-loans-credit-cards-and-interest.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R6-punct-agree ×1, R7-rel-agree ×1
1	Paying	pay	VERB	VBG	Tense=Pres|VerbForm=Part	9	csubj	_	Agree=R7-rel-agree|Haiku=9:nsubj
2	a	a	DET	DT	Definite=Ind|PronType=Art	4	det	_	_
3	credit	credit	NOUN	NN	Number=Sing	4	compound	_	_
4	card	card	NOUN	NN	Number=Sing	1	obj	_	_
5	in	in	ADP	IN	_	6	case	_	_
6	full	full	ADJ	JJ	Degree=Pos	1	obl	_	_
7	every	every	DET	DT	PronType=Tot	8	det	_	_
8	month	month	NOUN	NN	Number=Sing	1	obl:unmarked	_	_
9	means	mean	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	16	parataxis	_	_
10	paying	pay	VERB	VBG	VerbForm=Ger	9	ccomp	_	_
11	no	no	DET	DT	PronType=Neg	12	det	_	_
12	interest	interest	NOUN	NN	Number=Sing	10	obj	_	_
13	:	:	PUNCT	:	_	14	punct	_	_
14	£	£	SYM	$	_	12	appos	_	_
15	200	200	NUM	CD	NumForm=Digit|NumType=Card	14	nummod	_	_
16	spent	spend	VERB	VBD	Mood=Ind|Number=Sing|Person=1|Tense=Past|VerbForm=Fin	0	root	_	_
17	and	and	CCONJ	CC	_	18	cc	_	_
18	£	£	SYM	$	_	20	dep	_	_
19	200	200	NUM	CD	NumForm=Digit|NumType=Card	18	nummod	_	_
20	paid	pay	VERB	VBD	Mood=Ind|Number=Sing|Person=1|Tense=Past|VerbForm=Fin	16	advcl	_	_
21	back	back	ADV	RB	_	20	advmod	_	Agree=R5-strong|Haiku=22:advmod
22	costs	cost	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	20	ccomp	_	_
23	£	£	SYM	$	_	22	obj	_	_
24	0	0	NUM	CD	NumForm=Digit|NumType=Card	23	nummod	_	_
25	extra	extra	ADJ	JJ	Degree=Pos	23	amod	_	_
26	.	.	PUNCT	.	_	9	punct	_	Agree=R6-punct-agree|Haiku=16:punct
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | gerund |  | a credit card |  | full | month |  | vn pay-68-1 «NP V NP»: agent=Agent card=Asset |
| 2 | **mean** | present | Paying |  |  |  |  |  | vn intend-61.2-1 «NP V S»: agent=Agent clause=Topic |
| 3 | **pay** | gerund |  | no interest |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent interest=Asset |
| 4 | **spend** | past |  |  |  |  |  |  | vn consume-66-1 «NP V NP»: agent=Agent |
| 5 | **pay back** | past |  |  |  |  |  |  | tree rules |
| 6 | **cost** | present |  |  |  |  |  |  | vn cost-54.2 «NP V NP.value»: agent=Theme £=Value |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:024-debt-loans-credit-cards-and-interest.lesson:9`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R6-punct-agree ×1, R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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