--- title: Saving for holidays and big things — a lesson of Mova's school · trees and pragmatics description: «Saving for holidays and big things», a lesson of the money course of Mova's primary school, sentence by sentence with dependency trees and pragmatics. It begins: Big things like a holiday, a boiler or Christmas cost more than a family has spare in any one month, so families save a bit every month u --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / Saving for holidays and big things # Saving for holidays and big things Lesson 25 of the money course of Mova's primary school: 15 sentences, each with its syntax tree and pragmatics. The lessons are written for Mova, and their agreed trees are part of Mova corpus 0.4 (CC BY-SA 4.0). How Mova does on its tests: [the lesson at school](https://md.mova.elamur.ai/free/en/school-run/money/25-saving-for-holidays-and-big-things/). - [0](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/0/) — Big things like a holiday, a boiler or Christmas cost more than a family has spare in any one month, so families save a bit every month until the pot is big enough. - [1](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/1/) — Picture Dad's plan for a £1,200 holiday: £100 a month for 12 months, and by next summer the money is there, with nothing to pay back afterwards. - [2](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/2/) — Saving first beats borrowing: put the holiday on a credit card and you are still paying for the beach at Christmas, plus interest. - [3](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/3/) — Families also make big things cheaper: camping instead of flying, booking early, a good used car instead of a new one, or a free bed at an auntie's. - [5](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/5/) — Saving £100 a month for a £1,200 holiday takes £1,200 ÷ £100 = 12 months. - [6](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/6/) — An emergency fund is money kept for unexpected costs; a £250 repair from a £500 pot leaves £250. - [7](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/7/) — "A rainy day" means a time of trouble, so a rainy day fund is money saved for bad surprises. - [8](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/8/) — Cheaper choices can be just as fun: camping at £500 instead of £2,000 abroad costs a quarter, because £2,000 ÷ 4 = £500. - [9](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/9/) — Saving a little every week adds up: £10 a week for 52 weeks is £520. - [10](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/10/) — A children's savings account grows with regular saving: £20 a month is £240 a year and £2,400 in 10 years, plus some interest. - [11](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/11/) — Booking early is often cheaper, because prices rise as dates get closer; a trip at £400 in January might cost £800 in July. - [12](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/12/) — Depreciation is when something loses value over time; a £20,000 new car may be worth £16,000 after one year, losing £4,000. - [13](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/13/) — Writing savings goals down helps a family choose what comes first; goals of £600, £1,500 and £400 add up to £2,500. - [14](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/14/) — Staying with family instead of a hotel saves money: 5 nights at £80 is £400 saved. - [15](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/15/) — Putting a £1,000 holiday on a credit card and paying £100 a month takes about 11 months, because interest is added on top. - ← previous: [Debt, loans, credit cards and interest](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/) - next →: [A bank account and a debit card](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/) - ↑ back to [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/)