--- title: A bank account and a debit card — a lesson of Mova's school · trees and pragmatics description: «A bank account and a debit card», a lesson of the money course of Mova's primary school, sentence by sentence with dependency trees and pragmatics. It begins: A bank account is a safe place for money: the bank keeps a careful record of how much is yours, and you can take it out or spend it when you --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / A bank account and a debit card # A bank account and a debit card Lesson 26 of the money course of Mova's primary school: 14 sentences, each with its syntax tree and pragmatics. The lessons are written for Mova, and their agreed trees are part of Mova corpus 0.4 (CC BY-SA 4.0). How Mova does on its tests: [the lesson at school](https://md.mova.elamur.ai/free/en/school-run/money/26-a-bank-account-and-a-debit-card/). - [0](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/0/) — A bank account is a safe place for money: the bank keeps a careful record of how much is yours, and you can take it out or spend it when you need it. - [1](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/1/) — The bank does not keep your own tenner in a box with your name on it; it writes down "Josh: £10", and when Josh takes money out he gets ten pounds, just not the same note. - [2](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/2/) — A debit card spends money straight from your account, so it can only spend what is there: with £3 in the account, a £4.50 snack is declined at the till. - [3](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/3/) — Picture Ruby keeping her PIN on a sticky note next to her card: that is like taping your door key to the door, because anyone who finds both can empty the account. - [4](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/4/) — A banking app shows every payment in and out, and if a card is lost, one call to the bank freezes it so nobody else can use it. - [5](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/5/) — A bank account is a place at a bank where your money is kept and recorded; to deposit, or pay in, means to put money in. - [6](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/6/) — Zara's account had £0; after she pays in £20 of birthday money, it has £0 + £20 = £20. - [7](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/7/) — The balance is how much money is in your account; the bank records the amount, not the exact notes. - [10](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/10/) — Insufficient funds means not enough money; with £3 in the account, a £4.50 snack is £4.50 − £3 = £1.50 short. - [11](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/11/) — A PIN, or personal identification number, is a secret 4-digit code for a card; never write it near the card or tell anyone except a parent. - [12](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/12/) — A transaction is a payment in or out; a statement or app lists them, like £2.50 + £4.99 + £1.20 = £8.69 spent in a week. - [13](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/13/) — If a card is lost, the bank can freeze or block it at once, so the money in the account stays safe. - [14](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/14/) — A transfer moves money between accounts; a standing order does it automatically, like £4 every Saturday, which is £16 over 4 Saturdays. - [15](https://md.mova.elamur.ai/free/en/corpora/school/money/26-a-bank-account-and-a-debit-card/15/) — Money in a bank is protected up to a large limit in many countries, even if the bank fails; money under a mattress can be stolen or burnt. - ← previous: [Saving for holidays and big things](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/) - next →: [Interest on savings and cash machines](https://md.mova.elamur.ai/free/en/corpora/school/money/27-interest-on-savings-and-cash-machines/) - ↑ back to [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/)