--- title: A bank does not just sit on your money: it lends money to other peop… — What a bank does with your money and why banks l… · tree and pragmatics description: A bank does not just sit on your money: it lends money to other people and businesses, charges them more interest than it pays you, and keeps the difference. Who acts: bank. A sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school wi --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/0/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [What a bank does with your money and w…](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/) / 0 # What a bank does with your money and why banks lend, sentence 0 A bank does not just sit on your money: it lends money to other people and businesses, charges them more interest than it pays you, and keeps the difference. **Who acts:** bank · **What happens:** not sit, lend, charge, pay, keep · **To what, where:** money, other people, more interest, businesses, you, difference This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (bank), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:0 # text = A bank does not just sit on your money: it lends money to other people and businesses, charges them more interest than it pays you, and keeps the difference. # source = school lesson (ours) # course = money # lesson = 028-what-a-bank-does-with-your-money.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×2 1 A a DET DT Definite=Ind|PronType=Art 2 det _ _ 2 bank bank NOUN NN Number=Sing 6 nsubj _ _ 3 does do AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 6 aux _ _ 4 not not PART RB Polarity=Neg 6 advmod _ _ 5 just just ADV RB _ 6 advmod _ _ 6 sit sit VERB VB VerbForm=Inf 0 root _ _ 7 on on ADP IN _ 9 case _ _ 8 your your PRON PRP$ Case=Gen|Person=2|Poss=Yes|PronType=Prs 9 nmod:poss _ _ 9 money money NOUN NN Number=Sing 6 obl _ _ 10 : : PUNCT : _ 12 punct _ _ 11 it it PRON PRP Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs 12 nsubj _ _ 12 lends lend VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 6 parataxis _ Agree=R7-rel-agree|Haiku=6:conj 13 money money NOUN NN Number=Sing 12 obj _ _ 14 to to ADP IN _ 16 case _ _ 15 other other ADJ JJ Degree=Pos 16 amod _ _ 16 people people NOUN NNS Number=Plur 12 obl _ _ 17 and and CCONJ CC _ 18 cc _ _ 18 businesses business NOUN NNS Number=Plur 16 conj _ _ 19 , , PUNCT , _ 20 punct _ _ 20 charges charge VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 12 conj _ Agree=R5-strong|Haiku=6:conj 21 them they PRON PRP Case=Acc|Number=Plur|Person=3|PronType=Prs 20 iobj _ _ 22 more more ADJ JJR Degree=Cmp 23 amod _ Agree=R7-rel-agree|Haiku=23:advmod|HaikuPos=ADV:RBR:Degree=Cmp 23 interest interest NOUN NN Number=Sing 20 obj _ _ 24 than than SCONJ IN _ 26 mark _ _ 25 it it PRON PRP Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs 26 nsubj _ _ 26 pays pay VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 20 advcl _ _ 27 you you PRON PRP Case=Acc|Person=2|PronType=Prs 26 obj _ _ 28 , , PUNCT , _ 30 punct _ _ 29 and and CCONJ CC _ 30 cc _ _ 30 keeps keep VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 6 conj _ _ 31 the the DET DT Definite=Def|PronType=Art 32 det _ _ 32 difference difference NOUN NN Number=Sing 30 obj _ _ 33 . . PUNCT . _ 6 punct _ _ ``` ## Pragmatics {#pragmatics} - form: statement - act: assert - voice: narrator - polarity: none - teacher: kept the draft | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **not** **sit** | present · do-support | a bank | | | your money | | | vn assuming\_position-50 «NP V PP.location»: agent=Agent on money=Location | | 2 | **lend** | present | bank | money | other people and businesses | | | | vn give-13.1 «NP V NP PP.recipient»: agent=Agent money=Theme to people=Recipient | | 3 | **charge** | present | bank *not said here* | more interest | businesses *= business* | | | | vn bill-54.5-1 «NP V NP NP.asset»: agent=Agent they=Recipient interest=Asset | | 4 | **pay** | present | bank | you | | | | | vn pay-68-1 «NP V NP»: agent=Agent you=Asset | | 5 | **keep** | present | a bank *not said here* | the difference | | | | | vn keep-15.2 «NP V NP»: agent=Agent difference=Theme | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:0`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×2. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [Interest on savings and cash machines, 16](https://md.mova.elamur.ai/free/en/corpora/school/money/27-interest-on-savings-and-cash-machines/16/) - next →: [What a bank does with your money and w…, 1](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/1/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/)