--- title: Picture Kai's £100: the bank pays him 2%, which is £2, and lends £10… — What a bank does with your money and why banks l… · tree and pragmatics description: Picture Kai's £100: the bank pays him 2%, which is £2, and lends £100 to someone at 7%, who pays £7; the bank keeps £7 − £2 = £5, and that is how banks make money. Who acts: you, bank, that. A sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/1/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [What a bank does with your money and w…](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/) / 1 # What a bank does with your money and why banks lend, sentence 1 Picture Kai's £100: the bank pays him 2%, which is £2, and lends £100 to someone at 7%, who pays £7; the bank keeps £7 − £2 = £5, and that is how banks make money. **Who acts:** you, bank, that · **What happens:** picture, pay, be, lend, keep · **To what, where:** Kai, £ 2, someone This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (you, bank, that), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:1 # text = Picture Kai's £100: the bank pays him 2%, which is £2, and lends £100 to someone at 7%, who pays £7; the bank keeps £7 − £2 = £5, and that is how banks make money. # source = school lesson (ours) # course = money # lesson = 028-what-a-bank-does-with-your-money.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1 1 Picture picture VERB VB Mood=Imp|VerbForm=Fin 0 root _ _ 2 Kai Kai PROPN NNP Number=Sing 4 nmod:poss _ _ 3 's 's PART POS _ 2 case _ _ 4 £ £ SYM $ Number=Sing 1 obj _ _ 5 100 100 NUM CD NumForm=Digit|NumType=Card 4 nummod _ _ 6 : : PUNCT : _ 9 punct _ _ 7 the the DET DT Definite=Def|PronType=Art 8 det _ _ 8 bank bank NOUN NN Number=Sing 9 nsubj _ _ 9 pays pay VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 1 conj _ _ 10 him he PRON PRP Case=Acc|Gender=Masc|Number=Sing|Person=3|PronType=Prs 9 iobj _ Agree=R7-rel-agree|Haiku=9:obj 11 2 2 NUM CD NumForm=Digit|NumType=Card 12 nummod _ _ 12 % % SYM NN Number=Sing 9 obj _ _ 13 , , PUNCT , _ 17 punct _ _ 14 which which PRON WDT PronType=Rel 17 nsubj _ _ 15 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 17 cop _ _ 16 £ £ SYM $ _ 17 compound _ _ 17 2 2 NUM CD NumForm=Digit|NumType=Card 12 acl:relcl _ _ 18 , , PUNCT , _ 20 punct _ _ 19 and and CCONJ CC _ 20 cc _ _ 20 lends lend VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 9 conj _ Agree=R5-strong|Haiku=1:conj 21 £ £ SYM $ _ 20 obj _ _ 22 100 100 NUM CD NumForm=Digit|NumType=Card 21 nummod _ _ 23 to to ADP IN _ 24 case _ _ 24 someone someone PRON NN Number=Sing|PronType=Ind 20 obl _ _ 25 at at ADP IN _ 27 case _ _ 26 7 7 NUM CD NumForm=Digit|NumType=Card 27 nummod _ _ 27 % % SYM NN Number=Sing 24 nmod _ _ 28 , , PUNCT , _ 30 punct _ _ 29 who who PRON WP PronType=Rel 30 nsubj _ _ 30 pays pay VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 27 acl:relcl _ _ 31 £ £ SYM $ _ 30 obj _ _ 32 7 7 NUM CD NumForm=Digit|NumType=Card 31 nummod _ _ 33 ; ; PUNCT : _ 36 punct _ _ 34 the the DET DT Definite=Def|PronType=Art 35 det _ _ 35 bank bank NOUN NN Number=Sing 36 nsubj _ _ 36 keeps keep VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 1 conj _ _ 37 £ £ SYM $ _ 36 obj _ _ 38 7 7 NUM CD NumForm=Digit|NumType=Card 37 nummod _ _ 39 − − SYM SYM Number=Plur 37 dep _ _ 40 £ £ SYM $ _ 41 compound _ _ 41 2 2 NUM CD NumForm=Digit|NumType=Card 37 conj _ _ 42 = = SYM SYM _ 37 dep _ _ 43 £ £ SYM $ _ 37 conj _ _ 44 5 5 NUM CD NumForm=Digit|NumType=Card 43 nummod _ _ 45 , , PUNCT , _ 51 punct _ _ 46 and and CCONJ CC _ 51 cc _ _ 47 that that PRON DT Number=Sing|PronType=Dem 51 nsubj _ _ 48 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 51 cop _ _ 49 how how ADV WRB PronType=Int 51 advmod _ _ 50 banks bank NOUN NNS Number=Plur 51 nsubj _ _ 51 make make VERB VBP Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin 1 conj _ _ 52 money money NOUN NN Number=Sing 51 obj _ _ 53 . . PUNCT . _ 1 punct _ _ ``` ## Pragmatics {#pragmatics} - form: command - act: request - voice: narrator - polarity: none - teacher: kept the draft | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **picture** | imperative | you *not said here* | | | | | | vn characterize-29.2 «NP V NP S\_ING»: agent=Agent £=Theme | | 2 | **pay** | present | the bank | | Kai | | | | vn pay-68-1 «NP V NP NP»: agent=Agent he=Recipient %=Asset | | 3 | **is a** | present | | £ 2 | | | | | tree rules | | 4 | **lend** | present | the bank *not said here* | | someone | | | | vn give-13.1 «NP V NP PP.recipient»: agent=Agent £=Theme to someone=Recipient | | 5 | **pay** | present | | | | | | | vn pay-68-1 «NP V NP»: agent=Agent £=Asset | | 6 | **keep** | present | the bank | | | | | | vn keep-15.2 «NP V NP»: agent=Agent £=Theme | | 7 | **is** | present | that | | | | | make *property* | tree rules | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:1`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [What a bank does with your money and w…, 0](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/0/) - next →: [What a bank does with your money and w…, 2](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/2/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/)