---
title: The central bank, like the Bank of England, sets the main interest r… — What a bank does with your money and why banks l… · tree and pragmatics
description: The central bank, like the Bank of England, sets the main interest rate, called the base rate; when it goes up, borrowing usually gets dearer and saving pays a bit more. Who acts: central bank, main interest rate, bank, borrowing. A sentence of the lesson «What a bank does with your money and why ba
---

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# What a bank does with your money and why banks lend, sentence 11

<!-- .ven lang=en -->
The central bank, like the Bank of England, sets the main interest rate, called the base rate; when it goes up, borrowing usually gets dearer and saving pays a bit more.

<!-- .vintro -->
**Who acts:** central bank, main interest rate, bank, borrowing · **What happens:** set, call, go up, get, save, pay · **To what, where:** main interest rate, base rate, more · **Speech:** someone speaks here

<!-- .vabout -->
This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (central bank, main interest rate, bank, borrowing), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:11
# text = The central bank, like the Bank of England, sets the main interest rate, called the base rate; when it goes up, borrowing usually gets dearer and saving pays a bit more.
# source = school lesson (ours)
# course = money
# lesson = 028-what-a-bank-does-with-your-money.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1, R8-pos-agree ×1
1	The	the	DET	DT	Definite=Def|PronType=Art	3	det	_	_
2	central	central	ADJ	JJ	Degree=Pos	3	amod	_	_
3	bank	bank	NOUN	NN	Number=Sing	11	nsubj	_	_
4	,	,	PUNCT	,	_	7	punct	_	_
5	like	like	ADP	IN	_	7	case	_	_
6	the	the	DET	DT	Definite=Def|PronType=Art	7	det	_	_
7	Bank	Bank	PROPN	NNP	Number=Sing	3	nmod	_	_
8	of	of	ADP	IN	_	9	case	_	_
9	England	England	PROPN	NNP	Number=Sing	7	nmod	_	_
10	,	,	PUNCT	,	_	3	punct	_	_
11	sets	set	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
12	the	the	DET	DT	Definite=Def|PronType=Art	15	det	_	_
13	main	main	ADJ	JJ	Degree=Pos	15	amod	_	_
14	interest	interest	NOUN	NN	Number=Sing	15	compound	_	_
15	rate	rate	NOUN	NN	Number=Sing	11	obj	_	_
16	,	,	PUNCT	,	_	17	punct	_	_
17	called	call	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	15	acl	_	_
18	the	the	DET	DT	Definite=Def|PronType=Art	20	det	_	_
19	base	base	NOUN	NN	Number=Sing	20	compound	_	_
20	rate	rate	NOUN	NN	Number=Sing	17	obj	_	_
21	;	;	PUNCT	,	_	24	punct	_	_
22	when	when	SCONJ	WRB	_	24	mark	_	_
23	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	24	nsubj	_	_
24	goes	go	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	29	advcl	_	_
25	up	up	ADP	RP	_	24	compound:prt	_	_
26	,	,	PUNCT	,	_	27	punct	_	_
27	borrowing	borrowing	NOUN	NN	Number=Sing	29	nsubj	_	Agree=R8-pos-agree|Haiku=29:nsubj|HaikuPos=VERB:VBG:Tense=Pres|VerbForm=Part
28	usually	usually	ADV	RB	_	29	advmod	_	_
29	gets	get	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	11	conj	_	_
30	dearer	dear	ADJ	JJR	Degree=Cmp	29	xcomp	_	_
31	and	and	CCONJ	CC	_	33	cc	_	_
32	saving	save	VERB	VBG	VerbForm=Ger	33	nsubj	_	_
33	pays	pay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	29	conj	_	_
34	a	a	DET	DT	Definite=Ind|PronType=Art	35	det	_	_
35	bit	bit	NOUN	NN	Number=Sing	36	obl	_	Agree=R5-strong|Haiku=33:obj
36	more	more	ADJ	JJR	Degree=Cmp	33	obj	_	Agree=R7-rel-agree|Haiku=33:advmod|HaikuPos=ADV:RBR:Degree=Cmp
37	.	.	PUNCT	.	_	11	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- sa -->
- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: changed polarity=none

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **set** | present | the central bank like the Bank of England | the main interest rate |  |  |  |  | vn other\_cos-45.4-1 «NP V NP ADJ»: agent=Patient rate=Result |
| 2 | **call** | participle | the main interest rate *not said here* | the base rate |  |  |  |  | vn initiate\_communication-37.4.2-1 «NP V NP.recipient»: agent=Agent rate=Recipient |
| 3 | **go up** | present | bank |  |  |  |  |  | vn calibratable\_cos-45.6.1-1 «NP.attribute V»: agent=Attribute |
| 4 | **get** | present | borrowing |  |  |  |  | dear, usually *property* | vn comprehend-87.2-1 «NP V S\_ING»: agent=Experiencer |
| 5 | **save** | gerund |  |  |  |  |  |  | vn get-13.5.1-1 «NP V NP»: agent=Agent |
| 6 | **pay** | present |  | more |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent more=Asset |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:11`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1, R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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