---
title: Online banks have no branches but keep money as records, like any ba… — What a bank does with your money and why banks l… · tree and pragmatics
description: Online banks have no branches but keep money as records, like any bank, and in the UK savers in both get the same deposit protection. Who acts: Online banks, UK savers. A sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school with it
---

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# What a bank does with your money and why banks lend, sentence 14

<!-- .ven lang=en -->
Online banks have no branches but keep money as records, like any bank, and in the UK savers in both get the same deposit protection.

<!-- .vintro -->
**Who acts:** Online banks, UK savers · **What happens:** have, keep, get · **To what, where:** branches, money, same deposit protection

<!-- .vabout -->
This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Online banks, UK savers), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:14
# text = Online banks have no branches but keep money as records, like any bank, and in the UK savers in both get the same deposit protection.
# source = school lesson (ours)
# course = money
# lesson = 028-what-a-bank-does-with-your-money.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R3-conj-first ×1, R5-strong ×2, R6-punct-agree ×1, R8-pos-agree ×1
1	Online	online	ADJ	JJ	Degree=Pos	2	amod	_	_
2	banks	bank	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	have	have	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	no	no	DET	DT	PronType=Neg	5	det	_	_
5	branches	branch	NOUN	NNS	Number=Plur	3	obj	_	_
6	but	but	CCONJ	CC	_	7	cc	_	_
7	keep	keep	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	3	conj	_	Agree=R8-pos-agree|Haiku=3:conj|HaikuPos=VERB:VB:VerbForm=Inf
8	money	money	NOUN	NN	Number=Sing	7	obj	_	_
9	as	as	ADP	IN	_	10	case	_	_
10	records	record	NOUN	NNS	Number=Plur	7	obl	_	_
11	,	,	PUNCT	,	_	14	punct	_	_
12	like	like	ADP	IN	_	14	case	_	_
13	any	any	DET	DT	PronType=Ind	14	det	_	_
14	bank	bank	NOUN	NN	Number=Sing	10	nmod	_	_
15	,	,	PUNCT	,	_	23	punct	_	Agree=R6-punct-agree|Haiku=20:punct
16	and	and	CCONJ	CC	_	23	cc	_	_
17	in	in	ADP	IN	_	20	case	_	_
18	the	the	DET	DT	Definite=Def|PronType=Art	20	det	_	_
19	UK	UK	PROPN	NNP	Number=Sing	20	compound	_	_
20	savers	saver	NOUN	NNS	Number=Plur	23	nsubj	_	Agree=R5-strong|Haiku=3:nsubj
21	in	in	SCONJ	IN	_	23	mark	_	_
22	both	both	DET	DT	PronType=Tot	20	nmod	_	Agree=R5-strong|Haiku=23:cc:preconj|HaikuPos=CCONJ:CC:_
23	get	get	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	3	conj	_	Agree=R3-conj-first|Haiku=7:conj|HaikuPos=VERB:VB:VerbForm=Inf
24	the	the	DET	DT	Definite=Def|PronType=Art	27	det	_	_
25	same	same	ADJ	JJ	Degree=Pos	27	amod	_	_
26	deposit	deposit	NOUN	NN	Number=Sing	27	compound	_	_
27	protection	protection	NOUN	NN	Number=Sing	23	obj	_	_
28	.	.	PUNCT	.	_	3	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **have** | present | Online banks | no branches |  |  |  |  | vn birth-28.2-1 «NP V NP»: agent=Agent branch=Patient |
| 2 | **keep** | present | Online banks *not said here* | money |  |  |  | as records like any bank | vn keep-15.2 «NP V NP»: agent=Agent money=Theme |
| 3 | **get** | present | the UK savers  both | the same deposit protection |  |  |  |  | vn comprehend-87.2-1 «NP V NP»: agent=Experiencer protection=Stimulus |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:14`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R3-conj-first ×1, R5-strong ×2, R6-punct-agree ×1, R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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