--- title: Banks lend to help people buy homes and start businesses, like Ruby'… — What a bank does with your money and why banks l… · tree and pragmatics description: Banks lend to help people buy homes and start businesses, like Ruby's aunt opening a bakery, but first they check the borrower can pay back, because a loan that is never repaid is lost money. Who acts: Banks, people, aunt, borrower. A sentence of the lesson «What a bank does with your money and why --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/2/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [What a bank does with your money and w…](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/) / 2 # What a bank does with your money and why banks lend, sentence 2 Banks lend to help people buy homes and start businesses, like Ruby's aunt opening a bakery, but first they check the borrower can pay back, because a loan that is never repaid is lost money. **Who acts:** Banks, people, aunt, borrower · **What happens:** lend, help, buy, start, open, check · **To what, where:** homes, bakery, loan This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Banks, people, aunt, borrower), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:2 # text = Banks lend to help people buy homes and start businesses, like Ruby's aunt opening a bakery, but first they check the borrower can pay back, because a loan that is never repaid is lost money. # source = school lesson (ours) # course = money # lesson = 028-what-a-bank-does-with-your-money.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×2 1 Banks bank NOUN NNS Number=Plur 2 nsubj _ _ 2 lend lend VERB VBP Mood=Ind|Tense=Pres|VerbForm=Fin 0 root _ _ 3 to to PART TO _ 4 mark _ _ 4 help help VERB VB VerbForm=Inf 2 advcl _ Agree=R7-rel-agree|Haiku=2:xcomp 5 people people NOUN NNS Number=Plur 6 nsubj _ _ 6 buy buy VERB VB VerbForm=Inf 4 xcomp _ Agree=R7-rel-agree|Haiku=4:ccomp|HaikuPos=VERB:VBP:Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin 7 homes home NOUN NNS Number=Plur 6 obj _ _ 8 and and CCONJ CC _ 10 cc _ _ 9 start start VERB VB VerbForm=Inf 6 conj _ Agree=R5-strong|Haiku=10:compound|HaikuPos=NOUN:NN:Number=Sing 10 businesses business NOUN NNS Number=Plur 7 conj _ _ 11 , , PUNCT , _ 15 punct _ _ 12 like like ADP IN _ 15 case _ _ 13 Ruby Ruby PROPN NNP Number=Sing 15 nmod:poss _ _ 14 's 's PART POS _ 13 case _ _ 15 aunt aunt NOUN NN Number=Sing 7 conj _ _ 16 opening open VERB VBG VerbForm=Ger 15 acl _ _ 17 a a DET DT Definite=Ind|PronType=Art 18 det _ _ 18 bakery bakery NOUN NN Number=Sing 16 obj _ _ 19 , , PUNCT , _ 23 punct _ _ 20 but but CCONJ CC _ 23 cc _ _ 21 first first ADV RB NumForm=Word|NumType=Ord 23 advmod _ _ 22 they they PRON PRP Case=Nom|Number=Plur|Person=3|PronType=Prs 23 nsubj _ _ 23 check check VERB VBP Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin 2 conj _ _ 24 the the DET DT Definite=Def|PronType=Art 25 det _ _ 25 borrower borrower NOUN NN Number=Sing 27 nsubj _ _ 26 can can AUX MD VerbForm=Fin 27 aux _ _ 27 pay pay VERB VB VerbForm=Inf 23 ccomp _ _ 28 back back ADV RB _ 27 advmod _ _ 29 , , PUNCT , _ 38 punct _ _ 30 because because SCONJ IN _ 38 mark _ _ 31 a a DET DT Definite=Ind|PronType=Art 32 det _ _ 32 loan loan NOUN NN Number=Sing 38 nsubj:pass _ _ 33 that that PRON WDT PronType=Rel 36 nsubj:pass _ _ 34 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 36 aux:pass _ _ 35 never never ADV RB PronType=Neg 36 advmod _ _ 36 repaid repay VERB VBN Tense=Past|VerbForm=Part|Voice=Pass 32 acl:relcl _ _ 37 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 38 aux:pass _ _ 38 lost lose VERB VBN Tense=Past|VerbForm=Part|Voice=Pass 27 advcl _ _ 39 money money NOUN NN Number=Sing 38 obj _ _ 40 . . PUNCT . _ 2 punct _ _ ``` ## Pragmatics {#pragmatics} No stored speech act for this sentence. | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **lend** | present | Banks | | | | | | vn give-13.1 «NP V PP.recipient»: agent=Agent | | 2 | **help** | to-infinitive | Banks *not said here* | | | | | | vn help-72.1-1-1 «NP V NP S\_INF»: agent=Agent clause=Theme | | 3 | **buy** | infinitive | people | homes and businesses and Ruby's aunt | | | | | vn accept-77.1 «NP V NP»: agent=Agent home=Theme | | 4 | **start** | infinitive | people *not said here* | | | | | | vn begin-55.1-1-1 «NP.eventuality V»: agent=Eventuality | | 5 | **open** | gerund | Ruby's aunt *not said here* | a bakery | | | | | vn spatial\_configuration-47.6-1 «PP.location V NP»: agent=Location bakery=Theme | | 6 | **check** | present | people | | | | | first *property* | tree rules | | 7 | **pay back** | can | the borrower | | | | | | vn pay-68-1 «NP V NP»: agent=Agent | | 8 | **not** **repay** | present · passive | | a loan | | | | | vn equip-13.4.2-1 «NP V NP.recipient»: subject=Recipient | | 9 | **lose** | present · passive | | a loan | | | | | tree rules | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:2`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×2. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [What a bank does with your money and w…, 1](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/1/) - next →: [What a bank does with your money and w…, 3](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/3/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/)