---
title: Banks depend on trust: if everyone rushed to take their money out at… — What a bank does with your money and why banks l… · tree and pragmatics
description: Banks depend on trust: if everyone rushed to take their money out at once, there would not be enough cash in the building, so countries protect savers' money up to a limit and watch banks closely. Who acts: Banks, everyone, countries. A sentence of the lesson «What a bank does with your money and wh
---

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# What a bank does with your money and why banks lend, sentence 3

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Banks depend on trust: if everyone rushed to take their money out at once, there would not be enough cash in the building, so countries protect savers' money up to a limit and watch banks closely.

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**Who acts:** Banks, everyone, countries · **What happens:** depend, rush, take out, be, protect, watch · **To what, where:** money, banks

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This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Banks, everyone, countries), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:3
# text = Banks depend on trust: if everyone rushed to take their money out at once, there would not be enough cash in the building, so countries protect savers' money up to a limit and watch banks closely.
# source = school lesson (ours)
# course = money
# lesson = 028-what-a-bank-does-with-your-money.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×5
1	Banks	bank	NOUN	NNS	Number=Plur	2	nsubj	_	_
2	depend	depend	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	on	on	ADP	IN	_	4	case	_	_
4	trust	trust	NOUN	NN	Number=Sing	2	obl	_	_
5	:	:	PUNCT	:	_	8	punct	_	_
6	if	if	SCONJ	IN	_	8	mark	_	_
7	everyone	everyone	PRON	NN	Number=Sing|PronType=Tot	8	nsubj	_	_
8	rushed	rush	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	20	advcl	_	Agree=R5-strong|Haiku=2:advcl
9	to	to	PART	TO	_	10	mark	_	_
10	take	take	VERB	VB	VerbForm=Inf	8	xcomp	_	_
11	their	their	PRON	PRP$	Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs	12	nmod:poss	_	_
12	money	money	NOUN	NN	Number=Sing	10	obj	_	_
13	out	out	ADV	RB	_	10	advmod	_	_
14	at	at	ADP	IN	_	15	case	_	_
15	once	once	ADV	RB	NumForm=Word|NumType=Mult	10	obl	_	_
16	,	,	PUNCT	,	_	8	punct	_	_
17	there	there	PRON	EX	PronType=Dem	20	expl	_	Agree=R5-strong|Haiku=21:expl
18	would	would	AUX	MD	VerbForm=Fin	20	aux	_	Agree=R5-strong|Haiku=21:aux
19	not	not	PART	RB	Polarity=Neg	20	advmod	_	Agree=R5-strong|Haiku=21:advmod
20	be	be	AUX	VB	VerbForm=Inf	21	cop	_	_
21	enough	enough	ADJ	JJ	Degree=Pos	22	amod	_	_
22	cash	cash	NOUN	NN	Number=Sing	2	conj	_	_
23	in	in	ADP	IN	_	25	case	_	_
24	the	the	DET	DT	Definite=Def|PronType=Art	25	det	_	_
25	building	building	NOUN	NN	Number=Sing	20	obl	_	Agree=R5-strong|Haiku=22:nmod
26	,	,	PUNCT	,	_	29	punct	_	_
27	so	so	ADV	RB	_	29	advmod	_	_
28	countries	country	NOUN	NNS	Number=Plur	29	nsubj	_	_
29	protect	protect	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	2	conj	_	_
30	savers	saver	NOUN	NNS	Number=Plur	32	nmod:poss	_	_
31	'	's	PART	POS	_	30	case	_	_
32	money	money	NOUN	NN	Number=Sing	29	obj	_	_
33	up	up	ADP	IN	_	36	case	_	_
34	to	to	ADP	IN	_	36	case	_	_
35	a	a	DET	DT	Definite=Ind|PronType=Art	36	det	_	_
36	limit	limit	NOUN	NN	Number=Sing	29	obl	_	_
37	and	and	CCONJ	CC	_	38	cc	_	_
38	watch	watch	VERB	VB	Mood=Imp|VerbForm=Fin	29	conj	_	_
39	banks	bank	NOUN	NNS	Number=Plur	38	obj	_	_
40	closely	closely	ADV	RB	_	38	advmod	_	_
41	.	.	PUNCT	.	_	2	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- sa -->
- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: kept the draft

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **depend** | present | Banks |  |  |  |  | on trust | vn rely-70 «NP V PP.theme S\_ING»: agent=Agent on trust=Theme |
| 2 | **rush** *a condition, not said to happen* | past | everyone |  |  |  |  |  | vn compel-59.1-1 «NP V NP S\_INF»: agent=Agent clause=Result |
| 3 | **take out** | to-infinitive | everyone *not said here* | people's money |  |  |  | out *property* | vn remove-10.1 «NP V NP»: agent=Agent money=Theme |
| 4 | **is** | infinitive |  |  |  |  |  | enough *property* | tree rules |
| 5 | **protect** | present | countries | savers's money |  |  |  | up a limit | vn defend-72.3 «NP V NP»: agent=Agent money=Beneficiary |
| 6 | **watch** | infinitive | countries *not said here* | banks |  |  |  | closely *property* | vn assessment-34.1 «NP V NP»: agent=Agent bank=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:3`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×5. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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