---
title: If a bank pays a saver £2 on £100 and earns £7 lending £100, it keep… — What a bank does with your money and why banks l… · tree and pragmatics
description: If a bank pays a saver £2 on £100 and earns £7 lending £100, it keeps £7 − £2 = £5 profit. Who acts: bank. A sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school with its dependency tree and the pragmatics of every clause.
---

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# What a bank does with your money and why banks lend, sentence 5

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If a bank pays a saver £2 on £100 and earns £7 lending £100, it keeps £7 − £2 = £5 profit.

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**Who acts:** bank · **What happens:** pay, earn, lend, keep · **To what, where:** saver, £ profit

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This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (bank), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:5
# text = If a bank pays a saver £2 on £100 and earns £7 lending £100, it keeps £7 − £2 = £5 profit.
# source = school lesson (ours)
# course = money
# lesson = 028-what-a-bank-does-with-your-money.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×2, R6-punct-agree ×1
1	If	if	SCONJ	IN	_	4	mark	_	_
2	a	a	DET	DT	Definite=Ind|PronType=Art	3	det	_	_
3	bank	bank	NOUN	NN	Number=Sing	4	nsubj	_	_
4	pays	pay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	21	advcl	_	Agree=R5-strong|Haiku=0:root
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	saver	saver	NOUN	NN	Number=Sing	4	iobj	_	_
7	£	£	SYM	$	_	4	obj	_	_
8	2	2	NUM	CD	NumForm=Digit|NumType=Card	7	nummod	_	_
9	on	on	ADP	IN	_	10	case	_	_
10	£	£	SYM	$	_	7	nmod	_	_
11	100	100	NUM	CD	NumForm=Digit|NumType=Card	10	nummod	_	_
12	and	and	CCONJ	CC	_	13	cc	_	_
13	earns	earn	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	conj	_	_
14	£	£	SYM	$	_	13	obj	_	_
15	7	7	NUM	CD	NumForm=Digit|NumType=Card	14	flat	_	_
16	lending	lend	VERB	VBG	Tense=Pres|VerbForm=Part	13	advcl	_	_
17	£	£	SYM	$	_	16	obj	_	_
18	100	100	NUM	CD	NumForm=Digit|NumType=Card	17	nummod	_	_
19	,	,	PUNCT	,	_	21	punct	_	_
20	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	21	nsubj	_	_
21	keeps	keep	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	Agree=R5-strong|Haiku=4:conj
22	£	£	SYM	$	_	21	obj	_	_
23	7	7	NUM	CD	NumForm=Digit|NumType=Card	22	nummod	_	_
24	−	−	SYM	SYM	Number=Plur	22	dep	_	_
25	£	£	SYM	$	_	26	compound	_	_
26	2	2	NUM	CD	NumForm=Digit|NumType=Card	22	dep	_	_
27	=	=	SYM	SYM	_	22	dep	_	_
28	£	£	SYM	$	_	30	compound	_	_
29	5	5	NUM	CD	NumForm=Digit|NumType=Card	28	nummod	_	_
30	profit	profit	NOUN	NN	Number=Sing	21	obj	_	_
31	.	.	PUNCT	.	_	21	punct	_	Agree=R6-punct-agree|Haiku=4:punct
```

## Pragmatics {#pragmatics}

<!-- sa -->
- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: kept the draft

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** *a condition, not said to happen* | present | a bank |  | a saver |  |  |  | vn pay-68-1 «NP V NP NP»: agent=Agent saver=Recipient £=Asset |
| 2 | **earn** | present | a bank *not said here* |  |  |  |  |  | vn get-13.5.1-1 «NP V NP»: agent=Agent £=Theme |
| 3 | **lend** | gerund | a bank *not said here* |  |  |  |  |  | vn give-13.1 «NP V NP»: agent=Agent £=Theme |
| 4 | **keep** | present | bank | £ profit |  |  |  |  | vn sustain-55.6-1 «NP V NP ADJ»: agent=Agent £=Theme profit=Attribute |

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One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:5`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×2, R6-punct-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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- ← previous: [What a bank does with your money and w…, 4](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/4/)
- next →: [What a bank does with your money and w…, 6](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/6/)
- ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/)