---
title: A business loan helps a business start or grow; it is paid back bit… — What a bank does with your money and why banks l… · tree and pragmatics
description: A business loan helps a business start or grow; it is paid back bit by bit, and because of interest the total paid back is more than was borrowed, like £12,000 back on a £10,000 loan. Who acts: business loan, bit, total. A sentence of the lesson «What a bank does with your money and why banks lend» 
---

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# What a bank does with your money and why banks lend, sentence 6

<!-- .ven lang=en -->
A business loan helps a business start or grow; it is paid back bit by bit, and because of interest the total paid back is more than was borrowed, like £12,000 back on a £10,000 loan.

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**Who acts:** business loan, bit, total · **What happens:** help, start, grow, pay back, be, borrow · **To what, where:** loan, £ loan

<!-- .vabout -->
This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (business loan, bit, total), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:6
# text = A business loan helps a business start or grow; it is paid back bit by bit, and because of interest the total paid back is more than was borrowed, like £12,000 back on a £10,000 loan.
# source = school lesson (ours)
# course = money
# lesson = 028-what-a-bank-does-with-your-money.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×3, R8-pos-agree ×1
1	A	a	DET	DT	Definite=Ind|PronType=Art	3	det	_	_
2	business	business	NOUN	NN	Number=Sing	3	compound	_	_
3	loan	loan	NOUN	NN	Number=Sing	4	nsubj	_	_
4	helps	help	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	Agree=R5-strong|Haiku=7:det
6	business	business	NOUN	NN	Number=Sing	7	compound	_	_
7	start	start	VERB	VB	VerbForm=Inf	4	xcomp	_	Agree=R7-rel-agree|Haiku=4:obj|HaikuPos=NOUN:NN:Number=Sing
8	or	or	CCONJ	CC	_	9	cc	_	_
9	grow	grow	VERB	VB	VerbForm=Inf	7	conj	_	_
10	;	;	PUNCT	,	_	13	punct	_	_
11	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	13	nsubj:pass	_	_
12	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	13	aux:pass	_	_
13	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	4	parataxis	_	Agree=R7-rel-agree|Haiku=4:conj
14	back	back	ADV	RB	_	15	advmod	_	_
15	bit	bit	NOUN	NN	Number=Sing	13	obl	_	Agree=R7-rel-agree|Haiku=13:obj
16	by	by	ADP	IN	_	17	case	_	_
17	bit	bit	NOUN	NN	Number=Sing	13	obl	_	_
18	,	,	PUNCT	,	_	28	punct	_	_
19	and	and	CCONJ	CC	_	28	cc	_	_
20	because	because	ADP	IN	ExtPos=ADP	22	case	_	_
21	of	of	ADP	IN	_	20	fixed	_	_
22	interest	interest	NOUN	NN	Number=Sing	28	obl	_	_
23	the	the	DET	DT	Definite=Def|PronType=Art	24	det	_	_
24	total	total	NOUN	NN	Number=Sing	28	nsubj	_	_
25	paid	pay	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	24	acl:relcl	_	_
26	back	back	ADV	RB	_	25	advmod	_	_
27	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	28	cop	_	_
28	more	more	ADJ	JJR	Degree=Cmp	13	conj	_	_
29	than	than	SCONJ	IN	_	31	mark	_	_
30	was	be	AUX	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	31	aux:pass	_	_
31	borrowed	borrow	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	28	advcl	_	_
32	,	,	PUNCT	,	_	34	punct	_	_
33	like	like	ADP	IN	_	34	case	_	_
34	£	£	SYM	$	_	31	conj	_	_
35	12,000	12,000	NUM	CD	NumForm=Digit|NumType=Card	34	nummod	_	_
36	back	back	ADV	RB	_	31	advmod	_	_
37	on	on	ADP	IN	_	41	case	_	_
38	a	a	DET	DT	Definite=Ind|PronType=Art	41	det	_	_
39	£	£	SYM	$	_	41	compound	_	Agree=R8-pos-agree|Haiku=41:compound|HaikuPos=NOUN:NN:Number=Sing
40	10,000	10,000	NUM	CD	NumForm=Digit|NumType=Card	39	flat	_	_
41	loan	loan	NOUN	NN	Number=Sing	31	obl	_	_
42	.	.	PUNCT	.	_	4	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- sa -->
- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: kept the draft

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **help** | present | a business loan |  |  |  |  |  | vn help-72.1-1-1 «NP V NP S\_INF»: agent=Agent clause=Theme |
| 2 | **start** | infinitive | a business loan *not said here* |  |  |  |  |  | vn begin-55.1-1-1 «NP.eventuality V»: agent=Eventuality |
| 3 | **grow** | infinitive | a business loan *not said here* |  |  |  |  |  | vn appear-48.1.1 «NP V»: agent=Theme |
| 4 | **pay back** | present · passive | bit | loan |  |  |  | bit *obl* | vn pay-68-1 «NP V NP»: agent=Agent subject=Asset |
| 5 | **pay back** | past | the total *not said here* |  |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent |
| 6 | **is** | present | the total |  |  |  |  | because interest; more *property* | tree rules |
| 7 | **borrow** | past · passive | the total *not said here* |  |  | a £ loan |  |  | vn obtain-13.5.2 «NP V NP» |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:6`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×3, R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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