---
title: In 2008 some big banks had lent to people who could not pay back and… — What a bank does with your money and why banks l… · tree and pragmatics
description: In 2008 some big banks had lent to people who could not pay back and nearly failed; governments stepped in with bailouts, and people still argue about whether that was right. Who acts: people, governments, that. A sentence of the lesson «What a bank does with your money and why banks lend» of the mo
---

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# What a bank does with your money and why banks lend, sentence 8

<!-- .ven lang=en -->
In 2008 some big banks had lent to people who could not pay back and nearly failed; governments stepped in with bailouts, and people still argue about whether that was right.

<!-- .vintro -->
**Who acts:** people, governments, that · **What happens:** lend, not pay back, fail, step in, argue, be · **To what, where:** people, 2008

<!-- .vabout -->
This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (people, governments, that), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:028-what-a-bank-does-with-your-money.lesson:8
# text = In 2008 some big banks had lent to people who could not pay back and nearly failed; governments stepped in with bailouts, and people still argue about whether that was right.
# source = school lesson (ours)
# course = money
# lesson = 028-what-a-bank-does-with-your-money.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R8-pos-agree ×1
1	In	in	ADP	IN	_	2	case	_	_
2	2008	2008	NUM	CD	NumForm=Digit|NumType=Card	7	obl	_	_
3	some	some	DET	DT	PronType=Ind	5	det	_	_
4	big	big	ADJ	JJ	Degree=Pos	5	amod	_	_
5	banks	bank	NOUN	NNS	Number=Plur	6	nsubj	_	_
6	had	have	AUX	VBD	Mood=Ind|Number=Plur|Person=3|Tense=Past|VerbForm=Fin	7	aux	_	_
7	lent	lend	VERB	VBN	Tense=Past|VerbForm=Part	0	root	_	_
8	to	to	ADP	IN	_	9	case	_	_
9	people	people	NOUN	NNS	Number=Plur	7	obl	_	_
10	who	who	PRON	WP	PronType=Rel	13	nsubj	_	_
11	could	could	AUX	MD	VerbForm=Fin	13	aux	_	_
12	not	not	PART	RB	Polarity=Neg	13	advmod	_	_
13	pay	pay	VERB	VB	VerbForm=Inf	9	acl:relcl	_	_
14	back	back	ADV	RB	_	13	advmod	_	_
15	and	and	CCONJ	CC	_	17	cc	_	_
16	nearly	nearly	ADV	RB	_	17	advmod	_	_
17	failed	fail	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	13	conj	_	Agree=R8-pos-agree|Haiku=13:conj|HaikuPos=VERB:VBN:Tense=Past|VerbForm=Part
18	;	;	PUNCT	,	_	20	punct	_	_
19	governments	government	NOUN	NNS	Number=Plur	20	nsubj	_	_
20	stepped	step	VERB	VBD	Mood=Ind|Number=Plur|Person=3|Tense=Past|VerbForm=Fin	7	conj	_	_
21	in	in	PART	RP	_	20	compound:prt	_	_
22	with	with	ADP	IN	_	23	case	_	_
23	bailouts	bailout	NOUN	NNS	Number=Plur	20	obl	_	_
24	,	,	PUNCT	,	_	28	punct	_	_
25	and	and	CCONJ	CC	_	28	cc	_	_
26	people	people	NOUN	NNS	Number=Plur	28	nsubj	_	_
27	still	still	ADV	RB	_	28	advmod	_	_
28	argue	argue	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	7	parataxis	_	_
29	about	about	SCONJ	IN	_	33	mark	_	_
30	whether	whether	SCONJ	IN	_	33	mark	_	_
31	that	that	PRON	DT	Number=Sing|PronType=Dem	33	nsubj	_	_
32	was	be	AUX	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	33	cop	_	_
33	right	right	ADJ	JJ	Degree=Pos	28	advcl	_	_
34	.	.	PUNCT	.	_	7	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **lend** | past · perfect |  |  | people | 2008 |  |  | vn give-13.1 «NP V PP.recipient»: agent=Agent to people=Recipient |
| 2 | **not** **pay back** | could | people |  |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent |
| 3 | **fail** | past | people *not said here* |  |  |  |  | nearly *property* | vn succeed-74-3-1-1 «NP V»: agent=Agent |
| 4 | **step in** | past | governments |  |  |  |  | with bailouts | vn run-51.3.2 «NP V»: agent=Theme |
| 5 | **argue** *speech: disagree* | present | people |  |  |  | still |  | vn correspond-36.1-1 «NP V»: agent=Agent |
| 6 | **is** | past | that |  |  |  |  | right *property* | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:028-what-a-bank-does-with-your-money.lesson:8`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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